uob personalized banking
uob personalized banking
Blog Article
UOB Lender features several different particular banking companies made to fulfill the economic needs of individuals. Down below is an in depth overview to assist you understand the key factors and choices.
Varieties of Accounts
Price savings Account: This account permits you to spend less although earning fascination.
Features: Quick access, fascination earnings, minimal charges.
Added benefits: Safe place for your cash, opportunity growth by way of fascination.
Current Account: Ideal for everyday transactions and taking care of expenses.
Attributes: Checkbook facility, overdraft safety.
Positive aspects: Effortless for normal payments and withdrawals.
Fixed Deposit Account: For all those planning to gain higher interest prices above a set time period.
Functions: Mounted phrase deposits, larger curiosity charges when compared with discounts accounts.
Added benefits: Safe expenditure solution with predictable returns.
Loans
Private Loans: Unsecured loans that can be useful for many uses like education and learning or property renovation.
Types:
Installment Financial loans
Credit rating Lines
Gains: Adaptable repayment phrases, competitive desire premiums.
Property Loans: Personalized remedies for buying property or refinancing present mortgages.
Styles:
Fastened Charge Home Financial loan
Floating Charge Home Financial loan
Advantages: Different options to fit unique demands, attractive premiums.
Credit Cards
UOB presents a range of charge cards catering to different life and expending practices:
Benefits Playing cards: Generate details on each and every purchase which may be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on everyday shelling out such as groceries and dining out.
Journey Playing cards: Special Rewards like air miles accumulation and vacation insurance coverage.
Financial commitment Services
For individuals enthusiastic about escalating their wealth via investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Well suited for lengthy-phrase progress aims.
Structured Deposits * Brings together the capabilities of traditional deposits with expense items. * Perhaps bigger returns but with a few hazard associated.
Insurance plan Products
To protect yourself and your family against unexpected situations:
Everyday living Insurance * Provides financial stability in the event of Loss of life or essential sickness. * May also serve as a savings Software depending on the plan preferred.
Overall health Insurance policies * Covers medical fees which include get more info hospitalization charges. * Essential for mitigating superior Health care fees.
Electronic Banking Expert services
Usefulness at your fingertips via electronic platforms:
Net Banking
Lets you control your funds on the web:
See account balances and transaction record
Transfer money between accounts or fork out expenses
Submit an application for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile apps:
Swift balance checks
Cellular payment solutions (QR code payments)
Notifications & alerts about account action
Using these complete offerings, UOB aims to deliver customized banking alternatives that cater particularly to particular person requirements even though making sure ease and protection in all transactions.